Commercial mortgage calculator (6 sources)
The median published figure in the UK Commercial Mortgage Rate Index is 5.38 percent across 6 sources' own pages (range 4.50 to 6.34 percent), read 26 September 2026.
6 of the 23 named sources read in full publish a figure; 17 publish none, read 26 September 2026.
The median is unchanged since 25 September 2026 (was 5.38 percent across 6).
By owner-occupier or investment
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| owner-occupier or investment owner-occupier | 5.5 % | 5.5 to 6.34 % | 3 |
Every figure, with its source
One row per source: the figure the source's own page publishes, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| Adept Mortgages current commercial rates | 6.34 % | owner-occupier | 2026-09-15 |
| FD Commercial commercial mortgage rates 2026 | 5.5 % | owner-occupier | 2026-09-15 |
| ABC Finance commercial mortgages | 5.5 % | owner-occupier | 2026-09-15 |
| Commercial Mortgages Broker rates | 5.25 % | 2026-09-15 | |
| Shawbrook commercial mortgages | 5.24 % | 2026-09-15 | |
| Money Saving Advisors commercial mortgage rates | 4.5 % | 2026-09-15 |
The sentence each figure was read from (6)
- Adept Mortgages current commercial rates, read 2026-09-15:
Commercial owner-occupied 6.34% – 8.54% 1% – 5% 75%* £150k – £25m View
- FD Commercial commercial mortgage rates 2026, read 2026-09-15:
From 5.5% OWNER-OCCUPIER FIXED
- ABC Finance commercial mortgages, read 2026-09-15:
Fixed rates from 5.5% to 7.5%; variable rates from 5.2% to 7.0% (owner-occupied, April 2026)
- Commercial Mortgages Broker rates, read 2026-09-15:
Fixed and variable interest rates from 5.25% for the strongest applications.
- Shawbrook commercial mortgages, read 2026-09-15:
Rates from 5.24%
- Money Saving Advisors commercial mortgage rates, read 2026-09-15:
Rates from 4.5% across high-street and specialist lenders
Read in full, publishes no figure
17 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- Allica Bank commercial mortgage rates, read 2026-09-15: every candidate on the page was refused
- Allica Bank direct commercial mortgage product guide, read 2026-09-15: every candidate on the page was refused
- HSBC commercial mortgage, read 2026-09-15: every candidate on the page was refused
- Barclays commercial mortgages, read 2026-09-15: every candidate on the page was refused
- NatWest commercial mortgages explained, read 2026-09-15: read in full and no accepted figure on the page
- Aldermore commercial mortgages, read 2026-09-15: every candidate on the page was refused
- Aldermore commercial real estate finance, read 2026-09-15: every candidate on the page was refused
- Recognise Bank commercial mortgage, read 2026-09-15: every candidate on the page was refused
- Recognise Bank five-year fixed commercial range, read 2026-09-15: every candidate on the page was refused
- InterBay, read 2026-09-15: every candidate on the page was refused
- Paragon Banking Group, read 2026-09-15: every candidate on the page was refused
- Together, read 2026-09-15: read in full and no accepted figure on the page
- Atom Bank commercial lending criteria, read 2026-09-15: read in full and no accepted figure on the page
- Westminster Finance commercial mortgage rates, read 2026-09-15: every candidate on the page was refused
- Enable Finance commercial mortgages, read 2026-09-15: every candidate on the page was refused
- BEMS commercial mortgages explained, read 2026-09-15: every candidate on the page was refused
- Commercial Mortgages Manchester rate view, read 2026-09-15: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through the estate's fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
6 of the 23 named sources that could be read published a usable figure; 17 published none and are recorded as not published, never filled in; 6 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 166 candidate sentence(s) were refused by a reviewer with the reason recorded.
Derivation as chartered: the median, minimum and maximum quoted rate ACROSS every lender and broker that publishes one, split by owner-occupier against investment, by LTV band and by fixed against margin-over-Base-Rate - with the count publishing a rate at all, the spread between the high street and the specialists, and the movement since the last read; no lender publishes the market, only its own card
166 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (29)
- Allica Bank commercial mortgage rates (the publisher's own terms; quoted for reporting and comment)
- Allica Bank commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- Allica Bank direct commercial mortgage product guide (the publisher's own terms; quoted for reporting and comment)
- HSBC commercial mortgage (the publisher's own terms; quoted for reporting and comment)
- Barclays commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- NatWest commercial mortgage (the publisher's own terms; quoted for reporting and comment)
- NatWest commercial buy-to-let mortgages (the publisher's own terms; quoted for reporting and comment)
- NatWest commercial mortgages explained (the publisher's own terms; quoted for reporting and comment)
- Aldermore commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- Aldermore commercial real estate finance (the publisher's own terms; quoted for reporting and comment)
- Shawbrook commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- Cambridge & Counties Bank property finance (the publisher's own terms; quoted for reporting and comment)
- Recognise Bank commercial mortgage (the publisher's own terms; quoted for reporting and comment)
- Recognise Bank five-year fixed commercial range (the publisher's own terms; quoted for reporting and comment)
- InterBay (the publisher's own terms; quoted for reporting and comment)
- Paragon Banking Group (the publisher's own terms; quoted for reporting and comment)
- Together (the publisher's own terms; quoted for reporting and comment)
- Atom Bank commercial lending criteria (the publisher's own terms; quoted for reporting and comment)
- FD Commercial commercial mortgage rates 2026 (the publisher's own terms; quoted for reporting and comment)
- Commercial Mortgages Broker rates (the publisher's own terms; quoted for reporting and comment)
- Westminster Finance commercial mortgage rates (the publisher's own terms; quoted for reporting and comment)
- ABC Finance commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- Money Saving Advisors commercial mortgage rates (the publisher's own terms; quoted for reporting and comment)
- Adept Mortgages current commercial rates (the publisher's own terms; quoted for reporting and comment)
- Enable Finance commercial mortgages (the publisher's own terms; quoted for reporting and comment)
- BEMS commercial mortgages explained (the publisher's own terms; quoted for reporting and comment)
- Commercial Mortgages Manchester rate view (the publisher's own terms; quoted for reporting and comment)
- Hampshire Trust Bank specialist mortgages (the publisher's own terms; quoted for reporting and comment)
- commercialmortgagesbroker.co.uk (the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
The median published figure in the UK Commercial Mortgage Rate Index is 5.38 percent across 6 sources' own pages (range 4.50 to 6.34 percent), read 26 September 2026.
6 of the 23 named sources read in full publish a figure; 17 publish none, read 26 September 2026.
UK Commercial Mortgage Rate Index, owner-occupier or investment owner-occupier: median 5.50 percent across 3 sources, read 26 September 2026.
The median is unchanged since 25 September 2026 (was 5.38 percent across 6).
Cite as: "commercialmortgagecalculator.uk UK Commercial Mortgage Rate Index", updated 2026-09-26, https://commercialmortgagecalculator.uk/datasets/uk-commercial-mortgage-rate-index/.
Download the CSV (6 rows, computed 2026-09-26)