About Commercial Mortgage Calculator
What a UK commercial mortgage costs, priced on the margin, the fees and the cover the lender needs
What is on this site
One question, "commercial mortgage calculator uk", answered with a calculator that works on the page with no account, 3 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- How much you can borrow on a commercial mortgage: Loan to value sets a ceiling and debt service cover usually sets the real limit. How the two tests interact, and which one binds first.
- Commercial mortgage fees, and the one that compounds: Arrangement, valuation, legal and broker fees on a commercial mortgage, and why adding the arrangement fee to the loan costs more than it looks.
- Is a commercial mortgage regulated, and what protects you: Most commercial property lending sits outside FCA regulation. What that means for complaints and compensation, and what to check instead.
Reach us
Contact for a question about the site, or enquiries@commercialmortgagecalculator.uk. The legal terms are on Terms and Privacy.
Commercial Mortgage Calculator is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are neither a lender nor a broker. We do not advise, arrange or recommend any mortgage, facility or firm: we introduce you to lenders and brokers by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing here is financial, legal or tax advice. No rate or margin is published on this site because commercial lending is priced per deal against the property, the income, the covenant and the borrower's experience, and no public source sets a market rate. Some borrowing can fall inside FCA regulation, particularly where a property is partly residential and occupied by the borrower, so take advice on your own arrangements rather than assuming either way. Check any lender or broker on the FCA's Financial Services Register before sending documents or paying anything.