Terms of use
What this site is
Commercial Mortgage Calculator provides independent information, tools and data. Figures are researched, sourced inline, and dated; tools show their assumptions. Commercial Mortgage Calculator is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are neither a lender nor a broker. We do not advise, arrange or recommend any mortgage, facility or firm: we introduce you to lenders and brokers by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing here is financial, legal or tax advice. No rate or margin is published on this site because commercial lending is priced per deal against the property, the income, the covenant and the borrower's experience, and no public source sets a market rate. Some borrowing can fall inside FCA regulation, particularly where a property is partly residential and occupied by the borrower, so take advice on your own arrangements rather than assuming either way. Check any lender or broker on the FCA's Financial Services Register before sending documents or paying anything.
What this site is not
Nothing here is financial, legal, tax, medical or other regulated advice, and no tool output is a quote, an offer, or a recommendation to act. Results are estimates from the stated assumptions; confirm anything that matters with a qualified, authorised professional before acting. Where we introduce you to a provider, we act as an introducer only: we do not advise on, arrange, or recommend between providers, and we never handle client money.
Accuracy and liability
We work to keep every figure current (each table shows its last-updated date) but make no warranty that content is error-free. To the extent permitted by law, Ellul Solutions Ltd accepts no liability for loss arising from reliance on this site. Links to external sites are provided for sourcing; we are not responsible for their content.
Embedding and citation
You may cite this site's data with attribution (a link to the page cited) and may use the embeddable widget where offered, unmodified. Scraping that removes attribution, or republishing tables wholesale without a link, is not permitted.